Retirement is more than a number
There is a lot of talk in my industry about what percentage of a portfolio someone can safely withdraw each year without running out of money during someones lifetime.
What is a Maximum Drawdown (MDD)?
A maximum drawdown (MDD) is the maximum loss from a peak to a trough of a portfolio, before a new peak is attained.
(Trough Value – Peak Value) ÷ Peak Value
Know your number before you invest
Before we can ever make a financial recommendation, we first need to know how much risk you are willing to take. Individuals tolerance to risk changes over time.
Clarity Retirement Advisers believes ever person approaching or in retirement should follow the 2 great quotes; because there are no do-overs in retirement.
“I am more concerned about the return of my money than the return on my money.” – Mark Twain
“It is easier to lose money than it is to make it!” – Will Rogers
We believe a person’s portfolio risk should actual reflect or match the person risk number.
Do you know what your risk number is? Has it changes since the market meltdown of 2008? Has your portfolio changed to reflect your risk number?
Click the button below to find out how you feel about risk. Your score might surprise you.
The Investors Dilemma
DEFENSIVE PRIVATE WEALTH MANAGEMENT
Our strategy has proved to be consistent, steady, and repeatable
We help build real-life, sustainable income plans for our clients
FINANCIAL ESTATE PLANNING
We can help you reduce taxes and protect your estate
Our job is to help you identify these risks and discuss ways to mitigate them
UNDERSTAND YOUR INVESTMENT
We’re here to demystify investing and make sure you know everything you need to know