INCOME PLANNING
Retirement is more than a number
There is a lot of talk in my industry about what percentage of a portfolio someone can safely withdraw each year without running out of money during someones lifetime.
MAX DRAWDOWN
What is a Maximum Drawdown (MDD)?
A maximum drawdown (MDD) is the maximum loss from a peak to a trough of a portfolio, before a new peak is attained.
(Trough Value – Peak Value) ÷ Peak Value
RISK TOLERANCE
Know your number before you invest
Before we can ever make a financial recommendation, we first need to know how much risk you are willing to take. Individuals tolerance to risk changes over time.
WANT TO RETIRE COMFORTABLY?
Clarity Retirement Advisers believes ever person approaching or in retirement should follow the 2 great quotes; because there are no do-overs in retirement.
“I am more concerned about the return of my money than the return on my money.” – Mark Twain
“It is easier to lose money than it is to make it!” – Will Rogers
We believe a person’s portfolio risk should actual reflect or match the person risk number.
Do you know what your risk number is? Has it changes since the market meltdown of 2008? Has your portfolio changed to reflect your risk number?
Click the button below to find out how you feel about risk. Your score might surprise you.

The Investors Dilemma
SERVICES WE PROVIDE
Get the personalized advice and reassurance from financial planning experts you can trust
DEFENSIVE PRIVATE WEALTH MANAGEMENT
Our strategy has proved to be consistent, steady, and repeatable
INCOME PLANNING
We help build real-life, sustainable income plans for our clients
FINANCIAL ESTATE PLANNING
We can help you reduce taxes and protect your estate

MANAGING RISKS
Our job is to help you identify these risks and discuss ways to mitigate them
UNDERSTAND YOUR INVESTMENT
We’re here to demystify investing and make sure you know everything you need to know
Download Our Whitepaper
Clarity Retirement Advisers is dedicated to giving you a roadmap to help handle whatever twists and turns life throws at you.
The drive to and through your retirement years is not without challenges. You have money saved, and it needs to last a long time. Will it? We can help.
